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The Credit Scoring Site - A bleak account
Who, what, when, where, why and how of credit scores. A counter to falsity in media reports and government documents.

Credit score information - creditscoring.com

Credit scores summary, 2014


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Myth (mirth is more like it)




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Good/bad scores

State of Maine's response about credit scores and inquiries
Bureau of Consumer Credit Protection responds to enqiry about credit report inquiries and whether no corresponding credit extension affects credit scores #1504M #DotGov 4/16/15

FOUL: FICO (Fair Isaac) false figure
The big credit score company, itself, joins the uninformed, and throws around the 30 percent misinformation. 4/15/15

Easy Wikipedia edits you can make, 2015
Go to Wikipedia now and make these simple edits. You could leave it as it is, but being bold has never been easier! #EasyEdit 3/13/15

Federal Reserve Bank of St. Louis credit score video review
Interaction with a central bank. A look inside the regional bank of the Eighth Federal Reserve District in the U.S.

The Christian Science Monitor and two credit score utilization ratio experts
#Myth4: Alive, well, and bicoastal, in Massachusetts, Florida and certainly, California

Inquiries effect on credit scores, state of Maine #n523
Message to Bureau of Consumer Credit Protection superintendent #DotGov

Credit score utilization ratio, state of Nevada #n536
#HelloNevada! HelloIllinois! Let us in on the secret to the credit utilization ratio. #DotGov

Credit score gibberish, state of New York #n511
#HelloNewYork! Revamp for the Department of Financial Services. Copy-and-paste. Easy-breezy. #DotGov

Myth 10: The national average credit score With multiple credit bureaus and credit score models, everybody has their own idea. So let's ask them. #myth10 3/30/15

Interdepartmental communication, New Hampshire #n509
#HelloNewHampshire! Here is a message from the governor's press secretary. #DotGov

Credit score mystery: The magic words and the magic number
Words: I'm with the media, and I'm on deadline! Number: 687. #n512. 3/27/15

n539 - Bank name on state of North Dakota website disappears
Information changes following creditscoring.com writer's contact with governor's office and Bremer Bank. 3/26/15

The efficacy of telephone calls with the Associated Press
Put it in writing. Get it in writing. Telephone calls were a waste of time. 3/20/15. More

Credit score averages stated by credit bureaus
U.S. national average credit scores based on different score versions. 2/11/15.

Employment credit reports do not include credit scores
Essential information about #Myth2. It lives, even 7 years later. 2008 (updated 2014).


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PART TWO: creditaccuracy.com