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The efficacy of telephone calls to the Associated Press

Put it in writing. Get it in writing.

| By Greg Fisher

From: Greg Fisher []
Sent: Friday, March 20, 2015 9:14 AM
To: Trevor Delaney, editor, Personal Finance, Associated Press
Cc: Alex Veiga, busines writer, Associated Press; Barry Ritholtz, Bloomberg View, Bloomberg L.P.; Mark Whitehouse; Oksana Poltavets, Deutsche Bank; John Ewoldt, reporter, Star Tribune; Rene Sanchez, editor, Star Tribune, Minneapolis; Associated Press corrections
Subject: credit score, scale; 600; history; efficacy

This message is published at http://creditscor... .

The Associated Press article I talked to you about states, "Strength in one category can offset a deficiency in another, but having a FICO score of 740 or better out of 850 will generally qualify borrowers for the lowest mortgage rate." http://www.startrib...

If the text refers to a 300-850 scale, then it would be false to say 301 "out of" 850, and, likewise, 740 out of 850 is false, too. The sentence is simply mathematically incorrect. https://twitte...

Will you make a correction?

Also, who is the editor for the article, dated July, 2010 that states, "Figures provided by FICO Inc. show that 25.5 percent of consumers - nearly 43.4 million people - now have a credit score of 599 or below, marking them as poor risks for lenders," and "Historically, just 15 percent of the 170 million consumers with active credit accounts, or 25.5 million people, fell below 599, according to data posted on"? http://finance.yaho... - http://www.creditscori...

In January, I talked [to] the writer of that piece.

Finally, John Boehner is not Majority Leader of the House of Representatives, he is Speaker. Mitch McConnell was not Majority Leader in 2014. - -

The telephone calls were a waste of time; they made no difference.

Reply today, please.

Greg Fisher
Truth and Falsity
Page A2
The Credit Scoring Site
PO Box 342
Dayton, Ohio 45409-0342