The Credit Scoring Site A bleak account 

No social media data in US credit scores

Headline hype by anonymous writer in domain regarding FICO scores, and Fair Isaac statement to the contrary

| By Greg Fisher

This is publishing at its most ridiculous.

As competently reported by NPR, in response to a headline in the internet domain, Fair Isaac, the FICO score company stated: "The headline about social media posts created a misperception. FICO is not utilizing Facebook data, or any other type of social media data, in calculating FICO Scores."

"Being 'wasted' on Facebook may damage your credit score" is the headline the radio network refers to.

"'Wasted' on Facebook may hit credit score" is another version of the title, apparently for mobile users.

In July, a page within referred to "Naotoshi Okada, chief executive of the Nikkei, Japan's biggest business newspaper" and the amount Nikkei agreed to in its negotiation to "buy the Financial Times."

Elsewhere, on October 28, independent journalist Bob Sullivan quoted a Fair Isaac spokesman who said, "FICO is not utilizing Facebook data, or any other type of social media data, in any of its scores."

But even Sullivan, a media veteran, could not help himself. His headline is "Being wasted on Facebook could hurt your credit score? Uh….no. Not yet, anyway."

That's unfortunate. According to Steve Rosen, a Kansas City Star newspaper columnist, a correction published in that newspaper on November 3 states that there are no such plans:

Credit rating criterion

The Oct. 31 Kids & Money column cited comments from the CEO of Fair Isaac Corp. that the credit rating company says were misinterpreted.

It has no plans to include social media data in compiling FICO scores.

Prior to that, the Financial Times writer responded:

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