The Credit Scoring Site A bleak account 

Media

Newspapers

Conglomerates

Magazines

News agencies

Radio

Television

Websites

Goodwill adjustment - Influence: Media, lying
Anarchy, and media's unethical suggestion to usurp the credit reporting system

Influence: Media, Wikipedia
Wikipedia's errors regarding credit scores

Influence: Media, Search engines
Examples of bad search results and SERPs' unreliability