PART ONE
The Credit
Scoring Site
A bleak account
PART TWO
creditaccuracy.com
Dirty Data
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2010
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Two and Two
Index
Media: Scores fall
Average missing
Dangerous
Employers and scores
Video: Media
Bureaus deny
DoD agency
Oregon
Believers
Fed, 2009
Fed, 2010
Congress
H.R.4173
Congress II
USA Today's source
McClatchy's source
U.S. Treasury
FICO
TransUnion botched survey
Training TransUnion
Equifax: Employer can know
Training Equifax
Equifax advertisers
Experian: Employers use scores
Training Experian
What is a credit score?
Fake-O FICO
Range
Scale
Distribution
Factors
Reason codes
Ratio myth
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Consumer finance company
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Secret average
What's Average
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FICO: Mid 600s
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Get Credit Score
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The FICO Score
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Authorized User
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Appendix
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TransUnion, zendough
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FICO: <640=Subprime
Media
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654-day error
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Average - Press release
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Index
PART TWO
creditaccuracy.com
Dirty Data
creditscoring.com
in the media
Clark Howard
USA Today
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Chicago
Tribune
The Christian Science Monitor
HowStuffWorks
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Credit Repair
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Money Maze Radio
The Search
See what rank the bureaus achieve with information about scoring.
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risk scores
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