PART ONE
The Credit Scoring Site
A bleak account
Google
Web     creditscoring.com     creditaccuracy.com
 
 
  * core information,
  ** must-see

PART TWO
creditaccuracy.com
Dirty Data

creditscoring.com
in the media
HowStuffWorks
washingtonpost.com Federal Reserve
Chicago Tribune
Christian Science Monitor
Columbus Dispatch
Augusta Chronicle
Bankrate.com
Bankrate.com
Realty Times
Realty Times
Newsweek
Nolo
privacyrights.org
Nolo: Credit Repair
Clark Howard, 4/16/03
About.com
MoneyCentral Radio
The Detroit News, 7/17/00
Money Maze Radio
USA Today Hot Site, 9/17/98




Fair Isaac lawsuit over VantageScore
Sues long-time business partners

Imagine the big-three automobile manufacturers going into the tire business-- together.

Fair Isaac Corporation and myFICO Consumer Services, Inc., v. Equifax Inc.; Equifax Information Services LLC; Experian Information Solutions Inc.; Trans Union, LLC; and VantageScore Solutions, LLC

March 4, 2008 - St. Paul Pioneer Press

  • "Three U.S. credit-reporting companies, TransUnion LLC, Equifax Inc. and Experian Group Ltd., must face claims that their new consumer credit-scoring system violates U.S. antitrust law. U.S. District Judge Ann Montgomery in Minneapolis on Tuesday [3/4/08] denied a request by the companies to dismiss part of a suit filed by Fair Isaac Corp., a Minneapolis firm that sells the competing FICO scoring system." (alt)
  • "Fair Isaac claims a joint venture launched by the three companies to collaborate on marketing the VantageScore system in 2006 gives them too much control over consumer credit scoring."

February 27, 2008 - Equifax 2007 Annual Report: "The magistrate judge has entered a scheduling order setting the close of all discovery by July 2008 and a trial readiness date of February 1, 2009."

November 28, 2007 - Fair Isaac 2007 annual report (10K): "This litigation could have a material adverse effect on our relationship with one or more of the major credit reporting agencies, or with major customers."

October 30, 2007 - Equifax 10-Q: The defendants have filed answers denying the claims."

September 25, 2007 - MEMORANDUM OPINION AND ORDER, Civil No. 06-4112

October 12, 2006

March 14, 2006 - VantageScore press release: "Consumer Credit Reporting Companies Introduce VantageScore"

Justia: Fair Isaac Corporation v. Equifax Inc.
email
contact


Also, on PART TWO, creditaccuracy.com:

Information about your free annual credit report

creditscoring.com and creditaccuracy.com author's public comment submitted to the Federal Reserve

LexisNexis fiasco, ChoicePoint debacle



April, 1997: "Information on how to obtain one's credit score is suspiciously absent from your site. How do I get mine?"

"And we're not running a game show. I mean, we're evaluating risk. We're not trying to have people get--achieve the highest score."

"Fisher is a fan of going by the book and then beyond it."

"He beat the scoring proponents to the punch by scooping up the web address http://www.creditscoring.com, from which he launches often strident, sometimes wacky, but usually well-documented attacks on the credit-scoring concept and the industries that support it."

Realty Consumers Empowered By Online "Peoples" Court - "His Web site CreditScoring.com helped him-- and millions of other consumers-- extend fair credit reporting rights to credit scoring information."

"Fisher operates the www.creditscoring.com Web site, which skewers the secrecy of the credit bureaus and Fair, Isaac." - The Detroit News

CreditScoring.com is an exceptionally-interesting site that offers news and information regarding credit scoring and-- really-- the entire credit process."