Influence: Hearst

You wrote, "From your prospective employers to your prospective landlords, most companies will check your credit score in order to gauge their risk."

http://www.sfgate.com/cgi-bin/article.cgi?f=/g/a/2010/09/17/investopedia47225.DTL#ixzz0zzybcSUV

Who is your source regarding credit score use by employers?

From: FB & The Everyday Minimalist
Sent: Monday, September 20, 2010 7:31 AM
To: Greg Fisher
Subject: Re: credit score, employers, San Francisco Chronicle

Hi Greg,

From this privacyrights.org page:

http://www.privacyrights.org/fs/fs16-bck.htm

And I read an article a while back by Liz Pulliam Weston of MSN Money that stated something similar:

http://articles.moneycentral.msn.com/Banking/YourCreditRating/how-bad-credit...

Thanks!
FB

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From: Greg Fisher
Sent: Monday, September 20, 2010 10:24 AM
To: FB & The Everyday Minimalist
Subject: RE: credit score, employers, San Francisco Chronicle, nothing

The privacyrights.org pages states: "An employment report provides everything a standard credit report would provide. However it doesn't include your credit score or date of birth."

The MSN Money article does not contain the word score.

To what words in those items do you refer?

Greg Fisher
The Credit Scoring Site
creditscoring.com
PO Box 342
Dayton, Ohio 45409-0342
937-681-3224

From: FB & The Everyday Minimalist
Sent: Tuesday, September 21, 2010 7:58 AM
To: greg@creditscoring.com
Subject: Re: credit score, employers, San Francisco Chronicle, nothing

You're right. I should have put in the first paragraph:

From your prospective employers to your prospective landlords, most companies will check your credit report and/or score in order to gauge their risk.

If you note in the first paragraph I do talk about score, but in regards to low or high income, I wrote the following:

You may find information about your employer listed on your report, but your income has no impact on your credit score. So if you earn a low salary, don't fret about it being a factor when you go to ask for a loan - just be certain that you can pay on time, because those payments will affect your credit score.

.. but I didn't mention that the employer would be checking the credit score.

From: FB & The Everyday Minimalist
Sent: Tuesday, September 21, 2010 8:04 AM
To: greg@creditscoring.com
Cc: Erin Joyce; Amy Fontinelle, financial journalist and editor; Stephen Proctor, managing editor, San Francisco Chronicle; Kathleen Pender, columnist, Business, San Francisco Chronicle; Cory Wagner, Investopedia; Kristina Milke, senior vice president & managing director, Investopedia ULC, a ValueClick company, previously a Forbes Digital Company; Investopedia, creative
Subject: Re: credit score, employers, San Francisco Chronicle, "The 5 Biggest Factors That Affect Your Credit"

I'm sorry?

What is this in regards to?

I don't appreciate being unknowingly dragged into any kind of political fight or battle and I will now stop responding to your emails.

I am only a writer who made a mistake in not clarifying between credit report and score, and I am in the midst of rectifying that.

Please don't assume anything more.

From: Greg Fisher
Sent: Tuesday, September 21, 2010 7:54 AM
To: Amy Fontinelle, financial journalist and editor
Cc: Stephen Proctor, managing editor, San Francisco Chronicle; Kathleen Pender, columnist, Business, San Francisco Chronicle; Cory Wagner, Investopedia; Kristina Milke, senior vice president & managing director, Investopedia ULC, a ValueClick company, previously a Forbes Digital Company (webmaster@investopedia.com); Investopedia, creative; FB & The Everyday Minimalist
Subject: RE: credit score, employers, San Francisco Chronicle, "The 5 Biggest Factors That Affect Your Credit"

Come in from the cold. Your colleague did.

From: Greg Fisher
Sent: Monday, September 20, 2010 10:24 AM
To: FB & The Everyday Minimalist
Subject: RE: credit score, employers, San Francisco Chronicle, nothing

The privacyrights.org pages states: "An employment report provides everything a standard credit report would provide. However it doesn't include your credit score or date of birth."

The MSN Money article does not contain the word score.

To what words in those items do you refer?

Greg Fisher
The Credit Scoring Site
creditscoring.com
PO Box 342
Dayton, Ohio 45409-0342
937-681-3224

From: FB & The Everyday Minimalist [mailto:brokeinthecity@gmail.com] Sent: Monday, September 20, 2010 7:31 AM To: Greg Fisher Subject: Re: credit score, employers, San Francisco Chronicle

Hi Greg,

From this privacyrights.org page:

http://www.privacyrights.org/fs/fs16-bck.htm

And I read an article a while back by Liz Pulliam Weston of MSN Money that stated something similar:

http://articles.moneycentral.msn.com/Banking/YourCreditRating/how...

Thanks! FB

On Sun, Sep 19, 2010 at 1:56 PM, Greg Fisher wrote: Message body: You wrote, "From your prospective employers to your prospective landlords, most companies will check your credit score in order to gauge their risk." http://www.sfgate.com/cgi-bin/article.cgi?f=/g/a/2010/09/17/... Who is your source regarding credit score use by employers?

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From: Greg Fisher
Sent: Thursday, September 16, 2010 12:34 PM
To: Amy Fontinelle, financial journalist and editor
Cc: Stephen Proctor, managing editor, San Francisco Chronicle
Subject: RE: credit score, employers, San Francisco Chronicle

Please reply.

From: Greg Fisher
Sent: Wednesday, September 15, 2010 7:21 AM
To: Amy Fontinelle, financial journalist and editor
Subject: credit score, employers, San Francisco Chronicle

You wrote, "Insurance companies, landlords and employers may also look at your credit score to see how financially responsible you are before issuing an insurance policy, renting out an apartment or giving you a job. "

Who is your source regarding credit score use by employers?

Greg Fisher
The Credit Scoring Site
creditscoring.com
PO Box 342
Dayton, Ohio 45409-0342

From: Greg Fisher
Sent: Tuesday, September 21, 2010 9:22 AM
To: FB & The Everyday Minimalist
Subject: RE: credit score, employers, San Francisco Chronicle, "8 Slipups That Won't Hurt Your Credit Score," About.com

Explain the uncanny similarity between your article and "10 Things That Don't Affect Your Credit Score" on About.com.