FROM: Greg Fisher, greg@truthandfalsity.com
TO: PA Attorney General Dave Sunday; Pennsylvania Governor Josh Shapiro
CC: Ohio Attorney General Andy Wilson; Acting Attorney General Todd Blanche; Fil de Banate, Federal Trade Commission, Cleveland; Chris Cartwright, president and CEO, TransUnion; Joan Nissley, PA DoBS
DATE: Wed, June 24, 2026, 12:09 PM EDT
SUBJECT: credit report, arrest #7Septillion

Your website falsely states: "A credit report is a type of consumer report that contains information about where you work and live and how you pay your bills. It also may show whether you have been sued or arrested or have filed for bankruptcy."

Credit reports do not contain arrests. What is the evidence?

On March 15, 2013, the Federal Trade Commission's website stated

A credit report includes information on where you live, how you pay your bills, and whether you’ve been sued or arrested, or have filed for bankruptcy.

Then, on March 29, 2013, it stated

A credit report includes information on where you live, how you pay your bills, and whether you’ve been sued or have filed for bankruptcy.

eliminating the word arrested. #1303XF #arrest #FTC

Also, your page uses the names both Trans Union and TransUnion. #1908XF

What is the name of the person who granted your control of the internet domain attorneygeneral.gov? #GreatResponsibility

Please reply today. This is horrible and I am not putting up with it.

[attached:]

FROM: Greg Fisher, greg@truthandfalsity.com
TO: Joan Nissley, communications director, Pennsylvania Department of Banking and Securities
CC: David Antolik, bank president, S&T Bank; Andrew Ferguson, FTC
DATE: Wednesday, May 27, 2026, 4:08 PM EDT
SUBJECT: Re: What can I help you with?

According to the president of some bank you regulate, "According to the Federal Trade Commission (FTC):a credit report includes information on where you live, how you pay your bills and whether you’ve been sued, arrested or filed for bankruptcy."

Do credit reports actually have arrests on them? Mine doesn't. Does yours? #Weekly #PA #9401L

--
Greg Fisher
Truth and Falsity
truthandfalsity.com
The Credit Scoring Site
creditscoring.com
PO Box 342
Dayton, Ohio 45409-0342
mobile/text 937-681-3224

On Wed, May 27, 2026 at 3:13 PM Nissley, Joan wrote:

Greg,
My voice mail gave you a generic message because I’m currently in a meeting --- not the bathroom. What can I help you with?
Joan

Joan Zlogar Nissley Communications Director PA Department of Banking and Securities | Communications Office 17 N. 2nd Street, Suite 1300, Harrisburg, PA 17101 Phone: 1 (717) 214-[____] | [email] pa.gov/dobs | Facebook | LinkedIn | X

--
Fisher
truthandfalsity.com
creditscoring.com
Box 342
Dayton, Ohio 45409