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Text message to Equifax (hashtag #mocketing)

After no response to the email message on Monday, another attempt at contact using a different method #1502T

| By Greg Fisher

Social media: Fail
Email: Fail
Text: Pending

On the Equifax website, at the top of the page in question, it states, "The Equifax Credit Score is based on an Equifax Credit Score model and is not the same as scores used by 3rd parties to assess your creditworthiness.1

However, Footnote 1 states, "It is also commercially available to third-parties along with numerous other credit scores and models in the marketplace."

TEXT MESSAGE TO #EQUIFAX PUBLIC RELATIONS VP, 2/11/15:

Did you get my Monday email message? [LINK] - Greg Fisher, truthandfalsity.com, creditscoring.com, Box 342, Dayton, OH 45409

Email on the same day:

From: Greg Fisher [mailto:greg@creditscoring.com]
Sent: Wednesday, February 11, 2015 5:37 PM
To: Meredith Griffanti, senior director, Public Relations, Equifax
Cc: Tim Klein, vice president, Corporate Communications, Public Relations, Equifax; Jeff Scott (for Fair Isaac), IQ PR
Subject: RE: credit score, how long late payments can affect

As we discussed earlier today, your website states, "Even one late payment can affect your credit score for up to two years" (Learn More under How Do My Actions Impact My Credit Score?).

Can a late payment affect a credit score for more than two years?

How long can a late payment affect the Beacon 5.0 FICO credit score?

--
Greg Fisher
The Credit Scoring Site
creditscoring.com
PO Box 342
Dayton, Ohio 45409-0342




While on the phone, the addressee confirmed receiving the messages below during the call.

From: Greg Fisher [mailto:greg@truthandfalsity.com]
Sent: Wednesday, February 11, 2015 4:40 PM
To: (Griffanti)
Cc: Tim Klein, vice president, Corporate Communications, Public Relations, Equifax
Subject: RE: credit score, Equifax, The, blankity

--
Greg Fisher
Truth and Falsity
truthandfalsity.com
Page A2
pagea2.com
The Credit Scoring Site
creditscoring.com
PO Box 342
Dayton, Ohio 45409-0342

From: Greg Fisher [mailto:greg@truthandfalsity.com]
Sent: Monday, February 09, 2015 8:34 AM
To: Tim Klein, vice president, Corporate Communications, Public Relations, Equifax
Subject: credit score, Equifax, The, blankity

See this message and your response at creditscoring.com/interaction. #1502T

What is the name of a lender who uses the "The Equifax Credit... [previous message]